I serve you and other members. That means mainly three things:
DepositsWhen you bring money to the credit union, you deposit it in your account. I take your money and record the amount with my computer.
Make sure you take your receipt for your deposit!
WithdrawalsWhen you need to take money out of your account, I'm ready to give it to you. That's called a withdrawal. But first I have to make sure you are who you say you are.
I'll ask to see some identification, like a credit union member card or a school ID. I do this to protect your money.
When I get busy, I use a cash machine. I enter the amount you want to withdraw into my computer. Then the cash machine spits out the exact amount of money.
When I work in the drive-up window, I always depend on this machine to do my counting for me.
Moving money from one account to another is called a transfer. I can do that for you too.
For example, if you have want to move money in your savings account to your checking account, I can help you transfer it.
People who belong to the same credit union can transfer money to each other too. Of course, they can't take money from your account, just put it in!
For example, one of your parents might want to transfer money from one of their accounts into your savings account. Yea!
During my day I make hundreds of deposits, withdrawals, and transfers...