Holiday Shopping: Bust the Stress
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When is a bargain not a bargain?

Before you shop

You're almost ready to go, but before you shop:

Organize your list. Group similar gifts and the stores where you find them. This way, you save time and stress by not revisiting the same store numerous times.

Shop for bargains ahead of time. One way to do this is by "flyer shopping." Go around to the stores you plan on buying from and look for their sales flyers.

Or check your local newspaper to compare prices and find the best deals.

Usually, I look in my Sunday paper where there are tons of advertisements for the bigger stores in my town. Looking through advertising flyers also gives you more gift ideas.

Stock up now for later. Sometimes I find good deals at the craft store where I buy my earring supplies. When that happens, I stock up on the supplies for later!

Summary of tips from this article

Set a date. Setting a shopping date helps you stay in control. Pick a date that fits the schedules of the others you might be shopping with.

Make sure to shop when stores have sales.

Have a plan. Keep your budget in check. Think about it ahead of time: How will you make sure you stay withinin your budget?

After the holidays

How much does the average American spend on gifts during the holiday season?

$800

$1,000

$600

The shopping is done; you've given your gifts and exchanged thank-you cards. Reap even more benefits from your hard work—rate your shopping experience.

One way to do this is by making two columns. Label one pro and the other con.

In the pro column jot down things that went well while shopping.

In the con column put the things that didn't work out.

This will help you save even more time and money in the future.

By following these tips you can shop all you want without spending too much money and getting stressed out. Any holiday can be fun and inexpensive—with a little planning.

True or False: Andrew Jackson had a scar on his head for the majority of his life. Click Andrew's head for the answer.
TRUE: He received it a punishment from a British soldier for refusing to clean the soldier's boots.
contributed by
Kimberly
age 12
Durham, NC
p. 1 2 3
Credit Union of Texas

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Every dollar you invest in your credit union earns you money while other members borrow it.

When you're ready for a loan, other members' savings will be there to help you out at the lowest possible cost.

NCUA
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Credit Union of Texas


What makes credit unions so great? Members like you.

Every dollar you invest in your credit union earns you money while other members borrow it.

When you're ready for a loan, other members' savings will be there to help you out at the lowest possible cost.