Own a Credit Union--Me?
Your credit union is totally different from a bank. It starts with who gets the profits...
Keeping Members Dry
Under the credit union umbrella people are worth more than money.
Japan Changed Me!
"One trip to Japan and I'm forever changed," says Jesse, 15.
Coconuts Anyone?
Experience teenage life on a coconut plantation.
Get Used to it: Life on the High Seas
Dharma, 15, earns his living "selling fish and ferrying tourists out to sea."
The College Life: Shilpa's Story
Shilpa shares her first days at a college for women in Chennai, India.
Thaipusam: A Festival of Thanks
Learn about Thaipusam, a Hindu full-moon festival, from 16-year-old Arasan.
Katrina: The Storm Still Rages
Before August 29, 2005, Liz Beatty's home was located on the beautiful Mississippi Gulf Coast.
The Students Remember: Hope for a Torn Community
Students help a community re-identify itself after a failed dam project took them off their land.
Catching My First Baby
After assisting babies' births in Kenya, I'm looking at a college major change to public health, midwifery, family planning and even medical school!
Japan: History vs. Technology
Do you ever look at a historic old building and wonder, 'why do we keep them around?'
Benjamin's Other Side
Take a fresh look at Benjamin Franklin, the man who captured lightning and thunder.
Work Without Selling Out
Create a part-time job that lets you be YOU. Who knows, it may lead to a career!
Tsunami
Where were you on December 26, 2004? Shilpa tells her story of life before and after Tsunami.
What About Filene's Legacy?
Find out how one man's creativity in the early 1900s affects more than 160 million Americans today.
Being a Teenager is Fun in India
Meet Shilpa Natarajan, a Googolplex teenager in India.
Credit Unions Are Different!
What's the key factor that sets credit unions apart from banks?
Credit Union History Timeline
Click your way through the history of credit unions.
Kare-Kare and a First in Fiji
Find out how Kare-Kare, the tradition of "giving 'til it hurts," almost derailed Father Ganey's efforts to help local residents start the first credit union in Fiji.
Profile of a Credit Union Pioneer
In the early 1930s, Louise McCarren Herring started organizing credit unions. She was 23 years old.
Extracurriculars: Go for More
"All teenagers have free time—not nearly as much as we would like—but we make do with what we have," says Elijah, 17. "Just because you have a lot on your plate doesn't mean you can't make time to help others," he says.
Tough Mudder Racing
It’s probably the toughest event on the planet: hardcore 10- to 12-mile obstacle courses designed by British Special Forces to test your all around strength, stamina, mental grit, and camaraderie.
Enjoy Special Nights Without Busting the Budget
"It's nice to get all dressed up and have a special night out with friends without breaking the bank," says Samantha, 16.
How to Date and Save Money
"What do you do if you're the one who's paying (or not paying) for the costs of a date?" asks Hannah, 17.
Keeping Members Dry
Under the credit union umbrella people are worth more than money.
Putting Others First
"With volunteering, you get to pick what really interests you," says Alex, 14.
Share Your Web Smarts With Elders
Jemma shows you how to keep your grandparents safe from online elder abuse.
Share Your Gift and Become a Tutor!
Turn your talents into a fun and rewarding business.
Dedication and Focus—Using Karate in My Life
"It's surprising more people aren't involved” in Karate. says Whitney. “I've learned a lot more than how to break a board and defend myself."
Wanted: Used School Supplies
David found out how his (initially) small project to help his community has changed HIS life.
Katrina: The Storm Still Rages
Before August 29, 2005, Liz Beatty's home was located on the beautiful Mississippi Gulf Coast.
Catching My First Baby
After assisting babies' births in Kenya, I'm looking at a college major change to public health, midwifery, family planning and even medical school!
Put the FUN in Fundraising!
Get creative with fundraisers for your club or organization.
The More You Give the More You Get
Cool ways to share your time and talents with those less fortunate than you.
Crazy, Costly, Soccer
Is the cost of playing competitive soccer worth it to you? Although a traveling sport can affect you tremendously financially, there are many benefits that come with it.
Travel on the Cheap--a European Adventure
Kelsey tells you how to plan, organize, and travel in Europe without spending a fortune.
It's All Family on a Military Base
"I've been a military brat for the past 13 years of my life," says Aric, 16. What's it like when your dad is deployed? Aric shares what life is like when you're family includes everyone who lives on the base.
From the Classroom to Costa Rica
"I'm not an adventurer," says Jemma, 17, "yet somehow I ended up going on what could only be called an adventure!"
Finding His Way as a Student in France
In late 2008, students in France feared their government was going to cut back on the number of teachers. Fearing for their education and possible future job prospects, what could the students do?
Japan Changed Me!
"One trip to Japan and I'm forever changed," says Jesse, 15.
Coconuts Anyone?
Experience teenage life on a coconut plantation.
Get Used to it: Life on the High Seas
Dharma, 15, earns his living "selling fish and ferrying tourists out to sea."
Friendship and Challenge: Soccer in South Africa
Julia Eagleburger and her soccer team went to South Africa to challenge their high school teams.
International Travel
Want to travel? Alec says, "If you prepare yourself right, you'll have a good trip!"
Catching My First Baby
After assisting babies' births in Kenya, I'm looking at a college major change to public health, midwifery, family planning and even medical school!
The Euro: 23 And Counting
Why the Euro, how did it develop and how does it compare to the U.S. dollar?
Pick Your Escape
It's spring! Time to leave the books behind and hit the road with your friends.
Dollars for Sale: Best Offer
Why does a dollar buy more (or less!) in a foreign country today, than it did last year?
Tough Mudder Racing
It’s probably the toughest event on the planet: hardcore 10- to 12-mile obstacle courses designed by British Special Forces to test your all around strength, stamina, mental grit, and camaraderie.
Typical Day Working at a Credit Union
Chloe, 16, started working at a credit union at the age of 14. Today, she says, "I can say it is one of the best first jobs I could have."
Take Action Against the Freshman 15
"You CAN avoid the it," says Hannah, 17.
It's All Family on a Military Base
"I've been a military brat for the past 13 years of my life," says Aric, 16. What's it like when your dad is deployed? Aric shares what life is like when you're family includes everyone who lives on the base.
Let's Go to the Documentary!
You can put together a documentary if you have a vision, a keen idea, and some imagination.
Txt Bak? U Can W8!
How drivers next to you on the road are on their phones or txting someone? "What’s it worth?" asks Kelsey.
How to Audition for a Play
Have you ever watched a play, and thought that being an actor looks really, really hard? Cassie, 15, says, "Being in a play is not easy, but it's not as hard as you might think, especially if you are prepared." She gives helpful info that can get you started.
Smart Art or Insane Stain?
What was once reserved for sailors and gang members is now mainstream. If you’re convinced you need to get a tattoo, make an informed decision before you do it.
Decide How You Want to Learn
Have you ever sat in a class, bored out of your mind?
Senior Year
Survive your high school senior year and use it to prepare for what's next.
Dream Big
"Sometimes we just have to hit the mute button in our lives," says Leah, 17.
Write This Way for a Win
“$100, a fancy dinner in my honor, drinks such as my favorite sparkling grape juice, karaoke, meeting military officers and government officials...” This is what it was like for Phillip, 11, when he won his first writing contest.
Leading the Storm
Jesse, age 15, tells you how to lead a brainstorming session so that your project team turns out the best work they can.
Financial Crisis?
Is your family worried about money? You can help.
Dedication and Focus—Using Karate in My Life
"It's surprising more people aren't involved” in Karate. says Whitney. “I've learned a lot more than how to break a board and defend myself."
Make the Most of Your Freshman Year
"Be friends with your roommate," says Austin. He and seven other college students give you a real perspective on college life.
Operation: Cook Food!
Hemisha describes her experience making her own food. Try her recipes for some easy and delicious treats.
After High School, Choose Your Adventure
There are so many options for after high school. Kelsey shows you how to make the first major decision.
Your Streamlined College Application Machine
Alec shares how he turned college application into a streamlined process.
Going Greek
Feeling queasy about moving on from high school to college? You are not alone. Consider Greek life!
Work Without Selling Out
Create a part-time job that lets you be YOU. Who knows, it may lead to a career!
Advance Your Placement
Plan a class schedule that will prepare you for what lies ahead!
To Express Yourself, Use Your Head, Not Your Wallet
Separate spending from emotional needs.
Why They're Called Credit Cards
Learn how to make the most of credit cards--safely.
Make Sense of Credit-Card Laws
The CARD Act is "meant to protect all consumers, but it will especially affect us as young adults," says Kelsey, age 25.
Give Credit Where Credit Is Due
Protect your future by protecting your credit score today. Find out how.
The Payday Loan Trap: Don't Get Caught
Beware the fast fix of a payday loan. It'll cost you plenty.
Debit or Credit: Which To Use?
Both cards have a place in your pocket.
When Are You Ready for a Loan?
Loan approvals are based on the four 'Cs' of credit.
Should You be a Co-Signer?
Some borrowers need a partner in debt.
Credit Unions Are Different!
What's the key factor that sets credit unions apart from banks?
College Costs: How to Prevent a Disaster
"As if paying for tuition hasn’t already cleaned out your bank account..." says Hannah, 19.
Typical Day Working at a Credit Union
Chloe, 16, started working at a credit union at the age of 14. Today, she says, "I can say it is one of the best first jobs I could have."
How Much Do You Spend in a Year?
Do you spend your money within a week of getting your paycheck? "This hurts our pockets!" says Katie, 16.
Financial Duel in the Desert
This annual "duel" helps students learn about financial management. Marissa competed in the 4th Annual Duel in the Desert and gleaned some valuable experience.
Life Below the Line
Meet Sarah, a teenager living below the poverty line in America.
To Express Yourself, Use Your Head, Not Your Wallet
Separate spending from emotional needs.
Invest Now for Big Future Benefits
Ionnie started saving and investing for her retirement as soon as she could get a job—at age 14. She says, "I have been investing in my Roth IRA for 10 years and the interest that I’ve made has grown exponentially."
Make Your Money Work in a Roth IRA
Hannah, 15, asks, "Where do you want to be in 60 years?" Planning ahead that far seems impossible, but let Hannah explain why you should think about opening a Roth IRA and take advantage of compound interest now.
Keeping Members Dry
Under the credit union umbrella people are worth more than money.
Credit Unions' Tax-Exempt Status Matters to You
Credit unions provide financial services in a democratic, not-for-profit, cooperative manner. This is a foundation of credit unions' tax exempt status.
Financial Duel in the Desert
This annual "duel" helps students learn about financial management. Marissa competed in the 4th Annual Duel in the Desert and gleaned some valuable experience.
Compounding Works Like Magic
Let time and compounding interest make your money work for you--it's like magic!
Saving for the Hobby-Days
You don't have a lot of money, and you like to do a lot of stuff. Tony tells you how you can afford your hobbies.
Work Smart: Invest
Don't work hard, work smart. This is not a lazy person's adage!
Credit Unions Are Different!
What's the key factor that sets credit unions apart from banks?
Crazy, Costly, Soccer
Is the cost of playing competitive soccer worth it to you? Although a traveling sport can affect you tremendously financially, there are many benefits that come with it.
Fast Food, Meet Better Choices
Everyone likes to enjoy some fast food from time to time, some more than others...
Why They're Called Credit Cards
Learn how to make the most of credit cards--safely.
Enjoy Special Nights Without Busting the Budget
"It's nice to get all dressed up and have a special night out with friends without breaking the bank," says Samantha, 16.
Looking Good on a Budget
Kendall, 16, has figured it out. "Nobody will ever be able to tell, so go out and get some awesome clothes!" she says.
How to Date and Save Money
"What do you do if you're the one who's paying (or not paying) for the costs of a date?" asks Hannah, 17.
Thrifty Movie Tickets
Movies are about as American as apple pie, but can be a drain on your wallet. Save money on flicks when watching the new Hollywood blockbusters.
New Ways to Use Old T-Shirts
Teenagers love to grab their comfortable ol’ tees, says Hailey, 15. Don’t throw them out! Hailey gives you 10 ways to make new use of them.
Savings and Benefits of Buying Used Wheels
Kevin, 17, shares the ins and outs of buying used cars.
How Much Do You Spend in a Year?
Do you spend your money within a week of getting your paycheck? "This hurts our pockets!" says Katie, 16.
Financial Crisis?
Is your family worried about money? You can help.
How to Complain Like a Ninja
Filing a complaint is like using martial arts--don't do it until you have to. Here's how.
One For The Money: Financing Your Car
There are many ways to pay for your first car. Here's how to get a loan.
Give Credit Where Credit Is Due
Protect your future by protecting your credit score today. Find out how.
The Euro: 23 And Counting
Why the Euro, how did it develop and how does it compare to the U.S. dollar?
The Balancing Act
Part 1: Keep Good Records
Part 1 in a 2-part series on balancing your checkbook: Why bother?
To Express Yourself, Use Your Head, Not Your Wallet
Separate spending from emotional needs.
Debit or Credit: Which To Use?
Both cards have a place in your pocket.
Impulse Buying: Beware the Snare
Do you purchase things that you had no intention of buying?
ATM Cards are Powerful Plastic
Want 7/24 access to your money?
When Are You Ready for a Loan?
Loan approvals are based on the four 'Cs' of credit.
Checking into Checking Accounts
You get a paycheck and make larger purchases. It may be time to open a checking account!
The Balancing Act
Part 2: How to Balance Your Checkbook
Part 2 of a two-part series on balancing your checkbook.
Manage Your Time--and Your Sanity
Looking forward to college? "I'm juggling a bit more than I'm used to this semester, and learned early on this year that you have to make adjustments." says former C-Note Teenage Panel Member, Hannah, 19.
Be a Frosh Phenom!
Hannah, 19, joined a rowing crew when she went to college. She dives into the pros and cons of trying out for a sports team your freshman year. She discusses the rewards: "confidence, friendship, strength of body and mind." And, she says, "free clothes!"
Let's Go to the Documentary!
You can put together a documentary if you have a vision, a keen idea, and some imagination.
Don't Wait--Get Into Extracurriculars!
Molly, age 17 says, "I sure do love all of my activities!"
Decide How You Want to Learn
Have you ever sat in a class, bored out of your mind?
Senior Year
Survive your high school senior year and use it to prepare for what's next.
Network Without Getting Bit
Kelsey tells you how to guard the information you put out on the Internet.
Finding His Way as a Student in France
In late 2008, students in France feared their government was going to cut back on the number of teachers. Fearing for their education and possible future job prospects, what could the students do?
Leading the Storm
Jesse, age 15, tells you how to lead a brainstorming session so that your project team turns out the best work they can.
Make the Most of Your Freshman Year
"Be friends with your roommate," says Austin. He and seven other college students give you a real perspective on college life.
The 'Major' Decision
College junior Kelsey dispels the myth that you have to know your major when you start college.
The College Life: Shilpa's Story
Shilpa shares her first days at a college for women in Chennai, India.
The College-Bound Shakedown: Affording Education
Kelsey, a college sophomore, shares her experience on how to figure out your finances for college.
Painting a Whole New Future--Without Oil?
Jess talks about peak oil production and how it affects her career decisions.
Your Streamlined College Application Machine
Alec shares how he turned college application into a streamlined process.
Plan B for College
Increase the likelihood that the college you choose, chooses YOU.
Self-Employment: Reap the Rewards
Alec is 16-years-old, and says self-employment is very good to him.
Going Greek
Feeling queasy about moving on from high school to college? You are not alone. Consider Greek life!
Work Without Selling Out
Create a part-time job that lets you be YOU. Who knows, it may lead to a career!
Advance Your Placement
Plan a class schedule that will prepare you for what lies ahead!
Choose the Right Career
Certain career choices have better prospects than others.
Get More For Your Tuition
This tip won't cost a cent and will benefit you for a long time.
Internship: How to Get One
An internship allows you to test drive a career.
Comics Make a Good Living
"In comics," says author Mike Baron, "you can make a good living as a freelancer. You choose your own hours, you live wherever you want, and you are free to let your artistic vision soar." You also have responsibilities...
Summer Athlete in Business
Meet Marvin, 16, a young entrepreneur who splits his summers between sports and creating his own business.
Let's Go to the Documentary!
You can put together a documentary if you have a vision, a keen idea, and some imagination.
A Run on the Wild Side
Hiring: Need one energetic young person, willing to learn. May be required to run fast for short distances...
Network Without Getting Bit
Kelsey tells you how to guard the information you put out on the Internet.
Part Time to Career
Derek's part time high school job guided him into his career.
Share Your Gift and Become a Tutor!
Turn your talents into a fun and rewarding business.
Get Used to it: Life on the High Seas
Dharma, 15, earns his living "selling fish and ferrying tourists out to sea."
Photography to Money-ology
Mariah, 14, says, "Forget about careers, take photography and make it your hobby!"
After High School, Choose Your Adventure
There are so many options for after high school. Kelsey shows you how to make the first major decision.
Painting a Whole New Future--Without Oil?
Jess talks about peak oil production and how it affects her career decisions.
Skateboard Pro: What it takes to succeed
Adam Yee tells you how to compete professionally.
Catching My First Baby
After assisting babies' births in Kenya, I'm looking at a college major change to public health, midwifery, family planning and even medical school!
Pig Business
Raising pigs is fun. But the real reason I do it is for the money.
Japan: History vs. Technology
Do you ever look at a historic old building and wonder, 'why do we keep them around?'
Self-Employment: Reap the Rewards
Alec is 16-years-old, and says self-employment is very good to him.
Work Without Selling Out
Create a part-time job that lets you be YOU. Who knows, it may lead to a career!
Choose the Right Career
Certain career choices have better prospects than others.
What's Work Worth?
How little can you make? Get the lowdown on minimum wage.
Mind Your Own Business, Entrepreneur
Kyle, 17, says "You already have many of the qualities entrepreneurs need to create and run a business."
Internship: How to Get One
An internship allows you to test drive a career.
Make the Most of Your Internship
Go from drudge to dynamite--learn how to make the most of your internship.
First Job, First Paycheck
Why is your take-home pay so much less than your hours times your wages?
Get Ready for the Future NOW
Looking for a challenge? Kasey, 13 shows how the Naval Sea Cadet Corps could be for you!
Fast Food, Meet Better Choices
Everyone likes to enjoy some fast food from time to time, some more than others...
Network Without Getting Bit
Kelsey tells you how to guard the information you put out on the Internet.
Operation: Cook Food!
Hemisha describes her experience making her own food. Try her recipes for some easy and delicious treats.
Painting a Whole New Future--Without Oil?
Jess talks about peak oil production and how it affects her career decisions.
How to Complain Like a Ninja
Filing a complaint is like using martial arts--don't do it until you have to. Here's how.
Work Smart: Invest
Don't work hard, work smart. This is not a lazy person's adage!
One For The Money: Financing Your Car
There are many ways to pay for your first car. Here's how to get a loan.
Work Without Selling Out
Create a part-time job that lets you be YOU. Who knows, it may lead to a career!
Life Below the Line
Meet Sarah, a teenager living below the poverty line in America.
What's Work Worth?
How little can you make? Get the lowdown on minimum wage.
The Balancing Act
Part 1: Keep Good Records
Part 1 in a 2-part series on balancing your checkbook: Why bother?
Auto Accidents--What if?
Plan what you should do now - before you're in one. Part 6 in a 6-part series.
Find the Best Car
What's the right car for you? Part 1 in a 6-part series.
Set Aside Pesticides and Go Organic!
Eating healthy doesn't mean you have to sacrifice taste.
First Job, First Paycheck
Why is your take-home pay so much less than your hours times your wages?
The Balancing Act
Part 2: How to Balance Your Checkbook
Part 2 of a two-part series on balancing your checkbook.
Let's Go to the Documentary!
You can put together a documentary if you have a vision, a keen idea, and some imagination.
Txt Bak? U Can W8!
How drivers next to you on the road are on their phones or txting someone? "What’s it worth?" asks Kelsey.
Video Games: Solid Entertainment
Kevin, 16, tells you how video games provide jobs for many people worldwide.
Share Your Web Smarts With Elders
Jemma shows you how to keep your grandparents safe from online elder abuse.
Network Without Getting Bit
Kelsey tells you how to guard the information you put out on the Internet.
Cell Phones: Get What You Need
Do a little research, avoid the pitfalls, and get the cell phone you need.
Shopping...Online vs. the Mall
How to be safe no matter where you shop.
Driver's Dilemma
"Driving doesn't have to break your bank!" says Spencer, 17.
Txt Bak? U Can W8!
How drivers next to you on the road are on their phones or txting someone? "What’s it worth?" asks Kelsey.
Savings and Benefits of Buying Used Wheels
Kevin, 17, shares the ins and outs of buying used cars.
One For The Money: Financing Your Car
There are many ways to pay for your first car. Here's how to get a loan.
Auto Accidents--What if?
Plan what you should do now - before you're in one. Part 6 in a 6-part series.
New Drivers: Start your Engines!
Maintaining your car is worth the cost. Part 4 in a 5-part series.
What's Cool About Auto Insurance?
Ignoring auto insurance is what's NOT cool! Part 3 in a 6-part series.
Used Car: Get the Best Price
There's always room to negotiate the price. Part 2 in a 5-part series.
Find the Best Car
What's the right car for you? Part 1 in a 6-part series.
When Are You Ready for a Loan?
Loan approvals are based on the four 'Cs' of credit.
Looking Good on a Budget
Kendall, 16, has figured it out. "Nobody will ever be able to tell, so go out and get some awesome clothes!" she says.
New Ways to Use Old T-Shirts
Teenagers love to grab their comfortable ol’ tees, says Hailey, 15. Don’t throw them out! Hailey gives you 10 ways to make new use of them.
Shopping the Brands
Eyleen asks, "Why are teenagers always drawn to name-brand clothing, despite their high prices?"
DIY Computers
Bryan, 15, shows you how easy it is to build a computer. He says you’ll save of time and money and, along the way, “easily gain knowledge and confidence to help you along in your lifetime of computer ownership.”
Cell Phones: Get What You Need
Do a little research, avoid the pitfalls, and get the cell phone you need.
Debit or Credit: Which To Use?
Both cards have a place in your pocket.
ATM Cards are Powerful Plastic
Want 7/24 access to your money?
Shopping...Online vs. the Mall
How to be safe no matter where you shop.
DIY Computers
Bryan, 15, shows you how easy it is to build a computer. He says you’ll save of time and money and, along the way, “easily gain knowledge and confidence to help you along in your lifetime of computer ownership.”
Crazy, Costly, Soccer
Is the cost of playing competitive soccer worth it to you? Although a traveling sport can affect you tremendously financially, there are many benefits that come with it.
Be a Frosh Phenom!
Hannah, 19, joined a rowing crew when she went to college. She dives into the pros and cons of trying out for a sports team your freshman year. She discusses the rewards: "confidence, friendship, strength of body and mind." And, she says, "free clothes!"
Photography to Money-ology
Mariah, 14, says, "Forget about careers, take photography and make it your hobby!"
Saving for the Hobby-Days
You don't have a lot of money, and you like to do a lot of stuff. Tony tells you how you can afford your hobbies.
Skateboard Pro: What it takes to succeed
Adam Yee tells you how to compete professionally.
Friendship and Challenge: Soccer in South Africa
Julia Eagleburger and her soccer team went to South Africa to challenge their high school teams.
Pig Business
Raising pigs is fun. But the real reason I do it is for the money.
Work Without Selling Out
Create a part-time job that lets you be YOU. Who knows, it may lead to a career!
Rock the Dek
Dek hockey is a people-friendly, inexpensive way to get your hockey fix.
 | A+ Federal Credit Union was founded in 1949 and is now one of the largest credit unions in the Austin area. As a proud member of A+, we will be your financial partner helping you fulfill your dreams. |
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