AJ stands for Andrew Jackson, our 7th president. His reputation for toughness earned him the nickname "Old Hickory." A hero of the War of 1812, Jackson has appeared on the $20 bill since 1928.

A cryptogram is a coded message in which one letter replaces another. If "J" represents "A" in one word, J represents A throughout the puzzle.

To decrypt a cryptogram you need deduction, logic and a little guesswork.

Choose a comic strip below. Review it. Study it. Then…D-Crypt-It. (Can you do it without using the hint?)

QVV KSJ This translates to ALL WET.		OSAH USSO This translates to LOVE FOOL.

Clearview Federal Credit Union What makes credit unions so great? Members like you. Every dollar you invest in your credit union earns you money while other members borrow it. When you're ready for a loan, other members' savings will be there to help you out at the lowest possible cost.