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Get Used to it: Life on the High Seas of Malaysia
Dharma says he has 'a stomach of steel.' Learn how this 15-year-old earns his living 'selling fish and ferrying tourists out to sea.'

Credit Union Cartoons
Learn how an immigrant from Austria became famous for his comics, using cartoons to spread the news about credit unions to Americans in the early 1900s.

Make the Most of Your First Year
'Be friends with your roommate,' says Austin. He and seven other college students give you a real perspective on college life.

Which Display Technology is Best?
February, 2009: You've decided to get a new TV instead of a converter box--but what kind of TV will you buy?

New TV or Digital Converter Box?
What are you going to do about the switch to DTV in February 09? Let Mark tell you all about it!

Get Out and VOTE!
November 2008: How to get involved, register and learn about the issues before the election.

Operation: Cook Food!
Do you ever find yourself in the kitchen with no one to make you food but yourself? Hemisha describes her experience with making her own food. Try her recipes for some easy and delicious treats.

Wanted: Used School Supplies
David found out how his (initially) small project to help his community has changed HIS life.

The 'Major' Decision
College junior Kelsey dispells the myth that you have to know your major when you start college. Being 'undecided' can be a good thing!

Photography to Money-ology
Mariah says, 'Forget about careers, take photography and make it your hobby!'

Get Yourself to Hawaii!
I could smell the salty air of the ocean as we looked out from atop Diamond Head Mountain. From the stunning island of Oahu, I watched the morning sunshine reflect on the tide.No one was...

The College Life: Shilpa's Story
Shilpa shares her diary entries on her first days at M.O.P. Vaishnav College for Women, in Chennai, India.

Avoid the Paying-for-College Pothole
Kelsey, a college sophomore, shares her experience on how to figure out your finances for college.

Saving for the Hobby-days
Multi-hobbian Tony McLaughlin tells you how to afford to do the things you love.

After High School: Choose Your Adventure
After high school, should you jump into the work force or continue your education? How to decide.

Painting a Whole New Future--Without Oil?
Jess Albee, an art student, talks about 'Peak Oil' and how it affects her career decisions.

Thaipusam: A Festival of Thanks
Learn about Thaipusam, a Hindu full-moon festival, from 16-year-old Arasan.

Skateboard Pro: What it takes to succeed
Adam Yee tells you how to compete professionally in the highly competitive world of skateboarding.

$$$ PHOTO CONTEST! $$$
Enter the new C-Note photo contest for a chance to win $100, and even $1,000!

Your Streamlined College Application Machine
Alec Jankowski shares how he turned the college application ordeal into a streamlined process.

Friendship and Challenge: Soccer in South Africa
Julia Eagleburger and her soccer team went to South Africa to challenge their high school teams.

International Travel
Want to travel? Alec Jankowski says, 'if you prepare yourself right, you'll have a good trip!'

How to Complain Like a Ninja
Filing a complaint is like using martial arts--don't do it until you have to. Here's how.

Shopping Challenge
Four teenagers get $200 each and shop for a day!

Cell Phones: Get What You Need
Do a little research, avoid the pitfalls, and get the cell phone you need.

Social Security for Our Generation?
Don't rely solely on the Federal Government to support you after you retire!

Work Smart: Invest
Don't work hard. Work Smart: Invest!

Katrina: The Storm Still Rages
Before August 29, 2005, Liz Beatty's home was located on the beautiful Mississippi Gulf Coast.

The Students Remember: Hope for a Torn Community
Students help a community re-identify itself after a failed dam project took them off their land.

Catching My First Baby
After assisting babies' births in Kenya, I'm looking at a college major change to public health, midwifery, family planning and even medical school!

Pig Business
Raising pigs is fun. But the real reason I do it is for the money.

Plan B for College
How to increase the likelihood that the colleges and schools you choose, choose YOU.

Japan: History vs. Technology
Do you ever look at a historic old building and wonder, 'why do we keep them around?'

Self Employment: Reap the Rewards
Alec is 16-years-old, and says self-employment is very good to him.

Game of Life
Adam spends 8-10 hours a night in chat rooms.

Financial Boot Camp
How can you prevent financial ruin, and what can you do if it happens?

Benjamin's Other Side
Take a fresh look at Benjamin Franklin--the man who captured lightning and thunder.

Turn Video Play into Pay
Guess what! The video game industry offers real jobs!

One for the Money: Financing Your Car
There are many ways to pay for your first car. Here's how to get a loan.

Going Greek
Feeling queasy about moving on from high school to college? You are not alone. Consider Greek life!

Work Without Selling Out
Create a part-time job that lets you be YOU. Who knows, it may lead to a career!

Tsunami: Shilpa's Story
Where were you on December 26, 2004? Shilpa tells her story of life before and after Tsunami.

Life Below the Line
Meet Sarah, a teenager experiencing life below the poverty line in America.

Make Believe Makes Sense
Want to develop a competitive edge? Try theater!

Give Credit Where Credit is Due
Protect your future by protecting your credit score today.

Advance Your Placement
Plan a class schedule that will prepare you for what lies ahead!

Put the FUN in Fundraising!
Creative fundraisers are a great way to raise money for your club or organization.

Rock the Dek
Dek hockey is a people-friendly, inexpensive way to get your hockey fix.

Shopping the Brands
Eyleen Chou asks, 'Why are teenagers always drawn to name-brand clothing, despite their high prices?

Choose the Right Career
Certain career choices have better prospects than others.

Get More For Your Tuition
This tip won't cost a cent and will benefit you for a long time.

Teenage Life in Blue Creek
Teenager life in the foot of the Maya Mountains of Belize

What's Work Worth?
How little can you make? Get the lowdown on minimum wage.

Get Rich with Your Spare Change!
Small amounts, invested regularly, can add up.

Students Visit This Credit Union For Lunch
High school student Mallory Krueger says, 'It makes sense to have credit unions in high schools!'

Team Up to Tackle the Stock Market
Part VIII of a series about investing your money

Taxes--Just Do It
Find out if you have to pay taxes, what forms to file, and how to do it.

Find a Part-Time Job That Fits Your Life
How to find a job, save money, and not run out of it.

Mind Your Own Business, Literally!
What’s in store for you?

Are Competitive Sports Worth the Expense?
You can enjoy all the benefits and save money too.

T-Shirts Could Pay Your Way Through College
Starting an international business is harder and easier than you think.

The Balancing Act
Part 1: Keep Good Records
Part 1 in a 2-part series on balancing your checkbook: Why bother?

What's the Best Cell Phone Plan for You?
Don't pay more than you should -- understand your choices.

Tools to Find a Stock that 'Fits'
Part VII in a series about investing your money in stocks.

G’day Mate! Teenage Life in the Land Down Under
It ain’t all about crocs and koalas.

How Debt Ratio and Industry Structure Help You Pick Stocks
Part VI in a series about investing your money in stocks.

Winning at the Real Life Game of Risk
Here's how to identify and control REAL risks.

Internships: Experience Work Before a Career
An internship allows you to test drive a career.

Let Compound Interest Work
Let time and compound interest make your money work for you.

Pick Your Escape
It's spring! Time to leave the books behind and hit the road with your friends.

Understanding the Price-to-Earnings Ratio
Part V in a series about investing your money in stocks.

Keeping Personal Details Under Wraps
Think your life is private? Many of the details about you and your life are readily available!

Sabin Bizkarrelogorra Bravo: A Basque Teenager, and my Friend
An insider's tour of Basque culture.

What Dividends and Capital Tell You About a Company
Part IV in a series about investing your money in stocks.

The Payday Loan Trap: Don't Get Caught
Beware the fast fix of a payday loan. It'll cost you plenty.

How to Find Information About Stocks
Part III in a series about investing your money in stocks.

Growing Up in Ghana
The hopes and dreams of a Ghanaian teen

Individual Stocks or Mutual Funds... Which Are Best for Me?
Part II in a series about investing your money in stocks.

Earning Money for College
How the federal work-study program can help.

Time Machine Investment
Part I in a series about investing your money in stocks.

Life in a State Shaped Like a Dog
The story of a Mexican teenager.

Could an Athletic Scholarship Pay for College?
Consider the competition you'll face and the commitment you'll need.

Maturas and Discos: The Work and Play of a Teenager in Poland
An excerpt from Maria’s life.

To Express Yourself, Use Your Head, Not Your Wallet
Separate spending from emotional needs.

Auto Accidents - What if?
Plan what you should do now - before you're in one. Part 6 in a 6-part series.

New Drivers: Start your Engines!
Maintaining your car is worth the cost. Part 4 in a 5-part series.

What's Cool about Auto Insurance?
Ignoring auto insurance is what's NOT cool! Part 3 in a 6-part series.

Get the Best Price
There's always room to negotiate the price. Part 2 in a 5-part series.

Find the Best Car
What's the right car for you? Part 1 in a 6-part series.

Credit Keystones
Don't pay the high cost of not fulfilling your credit responsibilities.

Why They're Called Credit Cards
Paying with credit means paying on time or paying more.

How to Sell Your Collectibles
Start by learning what they're worth.

What is Collectible?
Toys, comics, cards, coins, cars …

Bullets Can't Stop Us: Unity is Strength
People sometimes risked their lives to organize credit unions.

What's Your Woodstock?
What events and attitudes identify your generation?

Debit vs. Credit
Both cards have a place in your pocket.

Being a Teenager is Fun in India
Meet Shilpa Natarajan, a Googolplex teenager in India.

Dollars for Sale: Best Offer
Why does a dollar buy more (or less!) in a foreign country today, than it did last year?

Drowning in Debt?
It's easy at first. Wading through debt. Then something unexpected happens.

First Job, First Paycheck
Why is your take-home pay so much less than your hours times your wages?

Consider Yourself a Millionaire
Career success is doing what you like to do and getting paid for it.

ATM Cards are Powerful Plastic
Want 7/24 access to your money?

Which Came First?
The nickel or the potato chip?

You're not cheating...are you?
You're not cheating...are you?ANSWERS #1 - The first United States credit union was founded in 1908. The firstUnited States Pez dispenser popped its top in 1952.#2 - The potato chip hit the scene in 1865, the first...

Save a Little, Get a Lot
How to get paid to save.

Credit Cards: Friend or Foe?
Credit cards: Enemy or friend? It's your choice!

Who Owns Your Credit Union?
YOU do.

The Universal Power of Plastic
How do issuers make sure credit cards work everywhere, every time?

Your Vehicle of Choice
Imagine yourself behind the wheel of a Jaguar XK8 convertible.

When Are You Ready For a Loan?
Loan approvals are based on the four 'Cs' of credit.

Consider a Career in Credit Unions
The demand for more employees is growing.

Different Spokes for Different Folks
How to convince your parents of what's important in a used car.

Choosing Your College
The choices can be overwhelming -- let's start with the basics.

Shopping for a Used Car
Where can you find the vehicle of your dreams?

Used Cars: Inspect Before You Buy
Always figure on putting money into a used car immediately.

Find the Best Car, Get the Best Price sidebar high school
Smart Shopper's Used-Car ChecklistIt takes more than good looks to make your used-car purchase a good deal. Test-drive the vehicle, ask the seller about the car's history and maintenance, and inspect the vehicle for telltale signs of...

Do your Car-Buying Homework sidebar for Get the Best Price
Do Your Car-Buying HomeworkAlways negotiate from an informed and knowledgeable position. Here's how to determine your negotiating top price: Identify the make, model, style, accessories, age, and approximate mileage of the vehicle you're seeking. Look for your...

Owning a Car Means More than Monthly Payments
Consider operating expenses before you buy.

Sidebar to New Drivers Start your engines
Car Operating Expense WorksheetUse copies of this worksheet to compare the operating costs of cars you're interested in.Vehicle MakeVehicle Model Vehicle Year Weekly ExpenseMonthly ExpenseAnnual ExpenseLoan Payment Gas Oil Changes General Maintenance Insurance Other TOTALOWNERSHIP COSTS Return to where you left off in...

Is a Scholarship in Your Future?
You don't have to be a star to get free money for school.

I Want It! I Need It! I Have to Have It!
Do you purchase things that you had no intention of buying?

Cards Need TLC
Credit and debit card precautions.

New Year's Resolutions
Make a plan to start fresh in 2005.

What a Difference a Century Makes
100 years ago, no one worried about any of this.

Taxes and You: Meet Your New Best Friend -- the IRS
Here's how to get your income tax refund.

You Say You've Got a Resolution
The only four-year-old to be sued by McDonald's and other facts.

Figuring Out the Financial Aid Puzzle
Steps in getting money for tuition, housing, and other school costs.

Checking into Checking Accounts
You get a paycheck and make larger purchases. It may be time to open a checking account!

Entering the World of Credit
Your credit report lists all your loans and whether you paid them back.

Planning for the Prom
Prom night can be special without dipping into your college fund.

Make Money the Ryan S. Way
While his friends worked for the minimum wage, Ryan ran a business.

Building Your Resume
It's a document that sells your skills to potential employers.

Put Your Money to Work by Investing
The more money you have, the more investment options there are.

Seven Ways to Save on Car Insurance
Did you know there's such a thing as a good student discount?

Shopping...Online vs. the Mall
How to be safe no matter where you shop.

Get That Job!
The first step is to find out what jobs are available.

Dynamite Job Interview Techniques
You only have one chance to make a positive first impression.

What Can You Expect from Your Summer Job?
Make money and new friends, learn something new, and gain new skills.

Attention: All World Travelers
Learn the currency exchange rate for each country you visit.

Three Down, One to Go...to College!
Between now and graduation, there's a lot to prepare for.

Is Technical College in Your Future?
An associate degree can lead to hundreds of careers.

Gambling...It's Everywhere
30% of high school students gamble weekly.

Top Ten Cars (sidebar for Find the Best Car)
A&E's Top Ten CarsOne of Arts & Entertainment cable television's shows is the Top Ten List…of one thing oranother. Recently, they focused on the top ten cars that have most changed the auto industry. See if...

Furnishing Your College Dorm Room
Consider four things: size, portability, price, and functionality.

The Balancing Act
Part 2: How to Balance Your Checkbook
Part 2 of a two-part series on balancing your checkbook.

Denny's Check Register (sidebar)
Dan's RecordsNumberDateTransaction descriptionPayment/debitCodeDeposit/credit$97.264057/1AJ's Book Store19.7577.514067/3Don's Amoco18.5059.014077/5The Gap39.6219.397/14Deposit120.00139.394087/18George's Flower Shop12.48126.914097/18Teri's Music26.60100.314107/20Target55.2545.067/26Deposit150.00195.064117/28Don's Amoco18.00177.067/31Checking account fee5.00172.064128/3Juensen Jewelry38.74133.324138/4Tony's Pizza12.88120.444148/4Towne Cinema15.00105.448/11Deposit180.00285.444158/12Quick Lube24.06261.384168/25Ticket Master64.50196.888/25Deposit140.00336.884178/30Sam's Shell19.00317.884188/31Walmart33.87284.014198/31City Treasure--Parking Violation10.00274.014208/31Cash25.00249.018/31Checking account fee5.00244.01July StatementDateDescriptionDebitsCreditsBalanceJUL 1Previous Balance97.26JUL 3#40519.7577.51JUL 5#40739.6237.89JUL 5#40618.5019.39JUL 14Deposit120.00139.39JUL 20#40926.60112.79JUL 21#40812.48100.31JUL 24#41055.2545.06JUL 31Monthly service fee5.0040.06JUL 31Closing...

Home Sweet Apartment
Your costs, your rights, and your responsibilities.

Should You be a Co-Signer?
Some borrowers need a partner in debt.

Credit Unions Are Different!
What's the key factor that sets credit unions apart from banks?

My Experience at the Credit Union.
I'll leave better informed about my financial choices and responsibilities.

Fat Chance
What are the odds you're right?

Fatter Chance
Test your ability to beat the odds.

Money Growing Out your Ears?
Saving can be especially hard when you don't have a plan.

What Does it Take to Become a Millionaire?
Make the right decisions and you too can be rich.

Studying in Another Country
Living in another culture could be the best experience of college.

Credit Card Companies Want You
Take this test to see what you do--and don't--know about credit cards.

Don't Let your Hot Rod Put You in the Hot Seat.
Read on for some safety tips.

The Credit Union Story: CU History Timeline
Click your way through the history of credit unions.

Credit Union World Map
Meet credit union members around the world.

The More You Give the More You Get
Cool ways to share your time and talents with those less fortunate than you.

How to Start Your Own Business
Advice for young entrepreneurs.

Kare-Kare and Cava
Bringing credit unions to Fiji.

Managing Time and Money in Europe
Forget foreign banks, foreign cash, and traveler's checks.

Profile of a Credit Union Pioneer
Louise McCarren Herring started organizing was when she was 23 years old.

Your College Checklist
Classes start in the fall. Here's everything to take care of before you can get into them.

Secrets to Living Cheaply
Being in College doesn't mean you have to be poor. 'You just have to be on the lookout for ways to cut costs,' says Drew.

Find a First Job You Like
Louis found his first job at the same sailing camp he attended since he was a child--he's doing what he loves!

DTV and HDTV: What's the Difference?
Brady asks: Do you think you'll get high definition TV simply by switching from analog to digital?

Electronics: How Loyal Are You to Name Brand?
Lauren asks students: Do you tend to stay loyal to name brands when shopping for electronics?

20-Somethings Speak on Election Issues
Lauren interviews young people voting for the first time in the 2008 election: What issue is most important to YOU?

When Your Tech Goes Stale
Kyle tells you what to look out for when you buy a used video game system--and save money!

More than Just the Community
Your community service record can help you get a job, get into college or get a scholarship.

How to Get Your Play Produced
Professor Steve Geller at Savannah College of Art and Design tells you how to get from script to published play.

You CAN Change Your Career Plans!
Do your career plans still fit? Bennett says, 'Don't get stuck doing something you're not passionate about!'

Earn Money with Your Camera
Maddy tells you how to get into photography and how to earn some cash as well.

College: Nothing to Worry About
Steven has great suggestions on how to adjust to a new school...and a new city.

Three Types of Student Loans
Hear what Kelsey has to say about the different types of student loans.

Languages of South Africa
Julia talks about the best part about traveling--learning about the culture. Especially the language!

How to Get the Best Interest Rate
Josh tells you what lenders look for when they determine your interest rate.

Use Your Cards Wisely
Savannah tells you how to decide whether to use debit of credit in the checkout line.

Is the free T-Shirt Worth it?
On campus you'll get lots of credit card offers with 'freebies.' Katie says, 'Beware: not all cards are the same.'

Keep Your Money Safe
Erienne tells you how to keep your trip memorable and make your money work for you--safely--as you travel.

College Applications: Know What to Expect
Applying to college? Bobby and Maura talk to Rebecca about their application experiences.

What's the Best Deal?
Nick tells you how to figure out if you should take the rebate, or the dealer-financed low interest rate.

Stay in the Game
Clare says tells you how to get the most from competiton, whether it's school elections or sports--win or lose.

What's Your Focus?
Clare tells you how to balance the demands on your time so you can move towards your goals in life.

I Get Paid to Have FUN!
Watch Alec turn old photos into a smooth presentation on DVD--and get paid to do it!

Calligraphy in Japan
Watch a Japanese calligrapher demonstrate one way traditional arts are preserved in Japan.

The Power of Compounding Interest
Watch Master Magician Erikdini and his assistant Miss Haley show use compounding interest to turn a dollar a day into a quarter million.

The Land Lives On
La Farge high school students tell how the Kickapoo River dam project affected their families.

Career Plans: Forever Changed
Author Caroline Rao talks about how her experience in Kenya has led her to change her career path.

How to Prevent Identity Theft
Learn three ways identity theft occurs and what you can do to protect yourself.

Pay Attention to Extracurriculars
Angela tells you why your extracurricular activities are important to colleges when they look at your applic

Invest Now
Paul tells you how young, first-time investors have an upper hand on older, wiser Wall Street investors.

Raise Pigs for Profit
Nate shows what he looks for in a pig when he purchsese it to sell for profit.

We Still Have a Lot to Look Forward to
A year after Katrina, Liz talks about progress in her home town of Moss Point, Mississippi.

How Many Hours to Buy a Car?
Watch Haley and Erik figure out how many hours work it would take to buy a $5,000 car.

World Travel Tips
Alec and Dieter give tips you need to know before you travel to a foreign country.

Buy Smart
Maddie shows you how to use a three-step approach to owning the things you want.

Everyday Life in Singapore
Soccer, TV and comic books: Arasan shows you how his life in Singapore is not much different than life in the US.

Maybe We Have to Change
In 2005 we used more than 21 million barrels of oil a day--just in the US. Angela wonders, when will it run out?

Cell Phone Police
Obnoxious cell phone use: Haley and Erik show how everybody's guilty sometime...but you get the message.

Build Your Own Model Rocket
Jesse tells you how to build a model rocket that flies. It's easy!

Friday Night 21
It's Friday night, and you're gathered together for a friendly game of 21...the stakes are high, but the money ain't real.

Bike Rack
Plenty of room at the bike rack, right? Only if you crack a series of nine locks to get to your bike!

The Secret Stash--New Voyage of the C-Note
Beware! This journey is littered with the bones of better buccaneers than you! Do you know the meaning of skull Duggery?

Nine Lives Deluxe
The cats are gone--in this Sudoku game you'll find everything from cell phones to human clones.

Voyage of the C-Note
Get on board for some good fun as you try to increase you PiRate of Return with Stash Your Cash.

AJ's Voyage
Amass your pirate booty with an easier version of Stash Your Cash.

Future Freshmen
Googolplex career counseling? No way! Way!! Trust a Googol-plexpert!

Unpredictable
Psychics. They try. They fumble. We predict you'll separate the fumbled forecasts from the phonies.

High School Dance
Clues: Love is in the air, so is mass confusion, and lovesick boys are easy to figure out.

Full Disclosure
Why checking the fine print can help you--like reading this!

Educated Guess
You're sitting in class. The final exam is about to begin. Trouble is, you never studied!

Lost in Translation
Are you bilingual? Trilingual? For this exercise, it pays to be multilingual!

Catch Phrases
"What up SNAG?" Can you guess just what the heck these people are talking about?

Crackpot Currency
All you have to do is put them back together again.

I Was a Teenage Pirate
Dig for buried treasure with Beigebeard the Pirate--ye mateys.

Love Machine
Online ranking device, rate yourself or others when it comes to....LOVE.

Highly Logical
Use logic and your mouse to track deposits and withdrawals.

You Haven't Got a CLUE
Tons of gold, frisbees, and other valuable things.

Investing Calculators
Calculate two different ways to make a million dollars--one by saving your spare change!

Checkbook Register Calculator
Use the Googolplex calculator to balance your checkbook.

Budgeting Calculator
This budgeting calculator is based on the kinds of expenses a high-school student faces.

Credit Card Interest-Saving Calculator
Figure out how to keep your credit card cost as low as possible.

College Savings Calculator
The earlier you start, the easier it'll be.