Take Action: Learn to Save

Cut everyday costs

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"Don't expect rides all the time!"
—Ben

Cut costs by taking along your own snacks when going places rather than asking your parents for money.

“Ride your bike when you need to go somewhere that's not too far. Don't expect rides all the time,” says Ben, 11.

Elizabeth, 10, says, “Get together with friends and buy big packs of school supplies (like paper and pencils) and then split them up."

"Conserve energy: take quick showers, turn off the water when brushing your teeth and turn off the lights when you leave the room,” she says.

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Watch any of these videos on basic cooking skills for kids.

Mm mm good!

You can help with grocery shopping and meal planning. Find sales, compare shelf prices, and clip coupons.

Another thing a family can cut back is eating out. You can help with cooking at home.

Save When You Spend

When it's time to buy, avoid impulse spending. Watch out for the lure of brand-name jeans and the latest style in backpacks.

“My backpack was in good shape so by not buying a new one this year, we saved about $25,” says Matthew, 13.

Save money on family fun

You can still have fun, even if you have to be careful about spending:

When you want to use a coupon to save money, make sure its...

a generic brand

on glossy paper

an item you usually buy

a popular item

Matthew says, “Borrow music CDs from the library instead of asking your parents to buy them for you.”

Get going

Old fashioned birthday fun!

Ask your parents to help you search for ideas on the Internet. Ask for a time when all family members can share ideas with each other.

When a family works together and helps each other save money, all of you are winners.

True or False: Andrew Jackson was deathly afraid traveling and never rode on a train. Click Andrew's head for the answer.
FALSE: Jackson was the first president to ride on a train!
contributed by
Cathie

Medford, OR
p. 1 2
Partners 1st Federal Credit UnionPartners 1st Federal Credit Union

What makes credit unions so great? Members like you.

Every dollar you invest in your credit union earns you money while other members borrow it.

When you're ready for a loan, other members' savings will be there to help you out at the lowest possible cost.

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""I like this story because a lot of kids can relate to it. I find it very refreshing and rewarding to earn your own money instead of just asking your parents for cash all the time. If you can't find jobs like babysitting or snow shoveling by yourself, ask your family and friends if they would be willing to pay you for your services, or if they can recommend you to someone they know who would be interested in paying you."and shes a good wrighter "
dino_lex, TX, Age 11
04/12/09
"I like this story because a lot of kids can relate to it. I find it very refreshing and rewarding to earn your own money instead of just asking your parents for cash all the time. If you can't find jobs like babysitting or snow shoveling by yourself, ask your family and friends if they would be willing to pay you for your services, or if they can recommend you to someone they know who would be interested in paying you."
pinapple27, WI, Age 13
04/07/09
"This is a pretty big issue and giving kids the knowledge to help out in it is crucial. I commend the writer of the story!"
tanereham, AZ, Age 14
03/03/09
"a lot of kids at my school bring their own lunch"
cutie101, MO, Age 11
02/11/09

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Partners 1st Federal Credit Union

Partners 1st Federal Credit Union

What makes credit unions so great? Members like you.

Every dollar you invest in your credit union earns you money while other members borrow it.

When you're ready for a loan, other members' savings will be there to help you out at the lowest possible cost.