Your Spending Game-Plan
Don't give up.

Everybody knows that saving is a smart thing to do with your money, but it's trickier than a lot of people think. It takes planning and budgeting to keep yourself on track with saving.

The best way to hold yourself to your saving and spending plan is by getting it down in writing.

Click the infographic to see a full version that you can use online as you enter different amounts in the income and spending columns.


Refine your goals

If you don't have enough to meet all of your goals, ask yourself:

How do you know how much money you'll be able to save each month?

Subtract monthly expenses from monthly earnings.

Add up how much you need to save for everything you want.

Look at your credit union savings account.


Chances are you'll have to adjust your spending plan. Even then, you probably won't have enough money for everything you want.

If your plan's not working, change it until it does.

Just don't give up. Winning quarterbacks don't, and neither should you.

Photos courtesy of iStock 

True or False: Andrew Jackson believed the Earth was flat. Click Andrew's head for the answer.
TRUE: Even though Ferdinand Magellan established the earth is round as early as the 1500's, Jackson still believed the Earth was flat.
contributed by
Student intern
Madison, WI
p. 1
SIU Credit Union

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Rate this Story
"Thank you for your honest Keroro489, what could we do to make it more helpful. We'd love to hear your suggestions!"
-editor, WI, Age 88

"not helpful"
Keroro489, GA, Age 11

"that was a pretty helpful article. i've already started my game plan!"
musikmaker9, IL, Age 10

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SIU Credit Union

SIU Credit Union - We're working for you.