AJ stands for Andrew Jackson, our 7th president. His reputation for toughness earned him the nickname "Old Hickory." A hero of the War of 1812, Jackson has appeared on the $20 bill since 1928.

The droning drivel starts the minute they open their mouths. 'It's pointless to listen, I'll never use this stuff,' you think.

Believe it or not, your teachers are giving you valuable information. You'll be amazed at how much of what you learn today will apply to tomorrow!

The Shakespearean linebacker

People in the following careers all require skills that are different from their area of know-how:

The US Department of Labor says more education means higher wages.

• Artists need to know math. Most are self-employed and must keep track of their income, expenses and taxes.
• The road to the NFL is paved with a college degree. That means pro-footbal players need to learn English—it's required in high school and college.
• Certified public accountants (CPA) need to speak with clients and report their findings. Good customer service and marketing require communication skills they can't get from a calculator.

Changing careers

Would you like fries with that?

The average person changes careers three times during a working lifetime, and changes employers much more often.

Business and industry are changing every day. Many of today's jobs will disappear.

For example, 20 years ago typewriter repair technicians and attendants to pump gas were common. Now these jobs no longer exist.

French Fry Evolution

How many jobs might McDonalds eliminate if it's successful in one of its technical pursuits?

They are currently developing a machine that allows customers to place orders, pay and receive their food without speaking to an employee.

It's like an ATM for food instead of money!

Close

The impact of the Internet has created thousands of jobs in the same 20-year span. New careers that have sprouted are:

• Web designers;
• Electronic commerce security specialists;
• Online game producers;
• Online game marketers.

Some careers will always be around. We'll always need architects to design buildings, teacher to teach, and doctors to provide health care.

But then again, maybe not. Who knows what careers will develop in our lifetimes?

What should you do?

What are the fastest growing and declining jobs in the next 5 years?

It's hard to know what career will be important 10, 20 or 30 years from now. Here's what you can do now so you don't get left behind later:

• Keep an open mind. Find something interesting about each course you study.
• Try and understand trends. If a new technology emerges, like the Internet, figure out if it will change the way we work.
• Don't sell yourself short. Be a jack-of-all-trades and learn a little bit about many subjects. This will make you easily adaptable to change.

Learning is a discipline. The skills you develop now will help you for the rest of your life.

Hawaii Community Federal Credit Union What makes credit unions so great? Members like you. Every dollar you invest in your credit union earns you money while other members borrow it. When you're ready for a loan, other members' savings will be there to help you out at the lowest possible cost.