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Saving for the Hobby-Days
You ought to see my sax.
My experience with eBay

Try Other Buying Options

To find cheap equipment, try eBay where savings can be more than 50%. The important thing with eBay is to be patient and to buy carefully and knowledgably.

Another great idea is to buy at the end of the season or just after the peak. Sporting goods stores will try to clear out as much stock as possible so they don't have to waste storage space.

Hunt for bargains. It's the same idea as if there were a soda machine charging $1.50, and another one down the hall that charged $1.25. Wouldn't you walk the extra few yards?

Granted, you can't walk into a fast-food restaurant and say, "I only want to pay 50 cents for the cheeseburger."

But for things that are more expensive, search online for cheaper prices. You can try to bargain online too.

Tips for Saving Money

Maddy tells you how she bought a kayak for $500.
Watch Maddy as she tells how she bought smart.
Click me.

Pay yourself first. I use the money I've saved to buy things that I really want. I bought a boom-box when I was ten from money I saved.

Set limits on your spending. If you put money in a special account only for your hobby, you will not blow your life savings on video games.

Set up a budget. Creating a budget helps for when you head off to college. This is one of my plans. I don't want to leave college up to my ears in debt, so I budget and save.

Make your life cheaper. Instead of making your hobby cheaper, make your life cheaper. Find ways to cut back on your spending. For example, by not buying a soda every day at school you can save about $1.25 a day--$225 for the school year.

And by not going out for high-end coffee and spending $3 on your favorite drink every day of the year, you would save another $1,095.

Save that money, and use it to buy a new set of golf clubs, or even a car to get you to the golf course.

Having good saving and spending habits will keep you from debt. It's up to you, so get out there and start saving!

True or False: Referring to credit unions, Franklin said, "Pay what you owe and you'll know what's your own." Click Ben's head for the answer.
FALSE: This is one of his famous sayings from Poor Richard's Almanac, written in 1753. Credit unions were developed in Germany a hundred years later.

Age 15
Plymouth, MN
WRITTEN BY:
Tony
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"Oh and I forgot to mention, some of your pictures were really funny lol."
Juice, 17, West Palm Beach, Fl
12/07/09
"Yeah, that's the smart way to do it. I try to spend and follow the tips you've talked about. "
Juice, 17, West Palm Beach, Fl
12/07/09
"Great advice and smart ideas too."
moloko528, 14, fort myers, fl
11/30/09
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