Auto Insurance is Cool
Hopefully, you're insured!
Oh yeah!

What's cool about auto insurance? Well, having it is cooler than not having it.

Once you've bought your ideal car, if you close your eyes to auto insurance or buy only the minimum, you might end up paying plenty.

And that's definitely NOT cool. For example, if you are in an accident, auto insurance pays for damage or harm you cause to or get from others.

Auto insurance also keeps you from losing too much money if your car is stolen.

The premium—what you pay for insurance—is based on risk.

There are two things that you can't control when insurance companies measure the risk of insuring you:

You have control over that!
Good students make better drivers.

You have some control over the other factors:

How to buy auto insurance

Ignoring auto insurance costs can cost YOU.
Am I legal without insurance?

The cheapest way to do it is to ask your parents to add you to their insurance policy. This is true even if they make you pay them for your portion of the bill!

If this isn't possible or desirable, at least consider their company for the multiple-vehicle discount. And shop around.

The Insurance Information Institute provides a lot of helpful information on shopping for insurance, including a glossary.

It is important to understand insurance jargon while shopping. It will also help you if you have to file an accident claim or change your coverage plan.

Auto insurance may not be glamorous, but it's key to responsible driving. And knowing it's there cuts your worry about expensive repairs and damages.

Fewer worries—that's always cool.

True or False: Andrew Jackson was quite the mediator when he was growing up. He preferred to solve problems and disagreements through words. Click Andrew's head for the answer.
FALSE: A majority of Jackson's mediating was done with his fists. He would get into fights at the slightest provocation. He even entered a duel with Charles Dickinson that left a bullet in Jackson's chest and killed Dickinson.
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Credit Union National Association, Inc.

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Credit Union National Association, Inc.


This space is for each subscribing credit union's unique invitation to elementary, middle, and high school students.
If no text is added by the subscriber, CUNA displays default text describing why credit unions are important to their members.